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Personal Financial Planning

GES 211 -- 40 hours

Course Outline

I. The Bottom Line
a. How are finances being managed now?
b. Financial planning defined

II. Building Better Foundations
a. Why do some of us waste money and others not?
b. Identify areas for improvement
c. Suggestions for changing your attitude about spending and saving

III. Where Are You Now?
a. Adding up your debts, income, assets, and regular living expenses
b. Determining extra cash flow

IV. Think Twice: Situations Requiring a Clear Head
a. Tips for Crisis or Surprise Situations
b. Eliminate crisis situations
c. Making positive improvements to your financial life

V. Immediate Actions
a. Cutting expenses and finding extra dollars
b. Other ways to generate extra money
c. Doing regular budgeting
d. Working out a payment plan
e. Consumer cautions
f. Creditors
g. Credit agencies
h. Loan consolidations

VI. Determining Values, Goals, and Dreams
a. Examining general values, beliefs, and goals
b. Determining financial goals

VII. Next Steps
a. Projecting and minimizing the costs of goals
b. Finding and committing the dollars
c. Making your money work for you vs. you working for money
d. Doing it, staying on top of things, and celebrating!



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