Loans and Payment Plans
This financing option is ideal for students who would like to pay for their program over a longer period of time. The maximum amount that may be borrowed on this interest-bearing loan is $3300 and must be paid off within 12 months. The standard interest rate for the loan ranges between 9% and 12%. The down payment ranges from $99 to $199. Interest rates and down payments vary by program and are based on FICO score
Private Education Loan
This financing option is ideal for students who would like to pay for their program over a longer period of time. The maximum amount that may be borrowed on this interest-bearing loan is $3300 and must be paid off within 12 months (annual maximum is $6600). The standard interest rate for the loan ranges between 9% and 12%. The down payment ranges from $99 to $199. Interest rates and down payments vary by program and are based on FICO score.†
Student Payment Plan
This financing option is perfect for those students looking for short-term assistance. This program allows you to pay for your tuition in four payments without incurring interest. A one-time servicing fee of $15 and the first of the four payments are required to begin the program. The remaining three payments can be auto-deducted from your checking/savings account monthly for the next three months.‡
†Your down payment is due at the time of application approval. Loan requests must be made for the full tuition amount. Loans for partial tuition amounts will not be accepted.
‡Payment plan requests must be made for the full tuition amount. Payment plans for partial tuition amounts will not be accepted.
Once you are approved for funding, you will be required to electronically sign or mail your signed agreement to Cology Inc. As soon as your deposit is received and your loan has been verified, we will process your enrollment request. We will take care of the entire registration process - there's nothing else you need to do!
For questions regarding the status of your loan, please contact Cology Inc. at Phone 877.519.7505 or Fax 877.654.4257 or e-mail Cology at ed2go@cology.com. You will also be able to log into the account you create with Cology to check your loan status.

